Tips to prevent Internet Fraud and Identity Theft

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Posted By.... Manoj Kumar   on   2015-08-08  

Tips to prevent Internet Fraud and Identity Theft

One of the most criminal activities today is Internet Fraud. There are various forms by which an Internet User can easily be fooled and become a victim of such a perpetration of fraud. It's time to brush up on your skills to make sure you don't fall for online trickery actions designed to convince you to give up your personal sensitive information. Here are some tips to stay safe.

Hacking is a common form in which a perpetrator uses sophisticated technological tools to remotely access a secure computer or internet location. If somebody is asking you to install his/her application on your computer/tablet/mobile phone for your benefit, then that is the beginning of the process where you are inviting the hackers to access your personal and sensitive data such as password, bank account credentials etc. When any installed application would be running on your computer/phone, it can intercept all your personal information. Never ever install any new or unknown application into your system unless you are 100% sure about the trustworthiness of it.

Try to avoid opening up the web pages which asks you to install any third party plug in into your system.

Be very skeptical of unsolicited "get-rich-quick" e-mail opportunities and of individuals representing themselves as foreign government officials or somebody asking for your help in placing large sums of money in overseas bank accounts. Do not believe the promise of large sums of money for your cooperation. Guard your account information carefully and never pass it to unknown person. For more details of this kind of examples you can visit Common Internet Frauds across the Globe. Phishing attacks start with generic offers and promises in the hope of luring you into providing personal information before you realize there's a problem. Learn to identify phishing and the most beneficial skill you can gain is a healthy sense of internet skepticism. As always, give out the minimum amount of information when required and nothing more when asked by companies or businesses that present you with forms to fill out unless you understand why they need the information and what they'll do with it.

Beware of suspicious emails and attachments. You should never open attachments from untrusted sources, and even if you get one from a trusted source, you should pay attention to the file extension of the attachment before downloading and opening it. You should never visit any bank, credit union or business website by clicking the URL from some email. Try to type the URL and keep close eye on the web address to ensure your are visiting the correct web site. Most companies will never email you to say you need to "verify your account information" and beg you to click a link in the message. You can also hover your mouse over the link in the suspicious email to see where it really leads to. Odds will be it's not actually your bank's web site. Visit your bank's web site manually. Check for and use https (secured link) for banking related web sites. Keep your anti-malware software up-to-date.

Use Strong, Secure Passwords, and different Ones for Different Sites

Don?t tell anybody your debit/credit card PIN, expiry date, password etc.

Sign-up to Verified by Visa or MasterCard Secure Code whenever you are given the option while shopping online. This involves you registering a password with your card company and adds an additional layer of security to online transactions with signed-up retailers.

If you receive bills, invoices or receipts for things you have never bought, or financial institutions you don?t normally deal with contact you about outstanding debts, take immediate action on it. Your identity may have been stolen. You need to be very careful in this case.

Do business with financial institutions and merchants you know and trust.

Never make an investment simply on the basis of chat room hype or a tip from an on-line newsletter.

Be careful of international offers. Problems offshore can be harder to investigate.

Be cautious with short-term "free trials." They may simply be a ruse to obtain your credit card number and other personal information.

Never pay advance fees for an unsecured loan.

Before completing a purchase or financial transaction, be sure that the Web site you're visiting supports secure transactions. Your browser should clearly indicate when you link to a secure location. Look for a URL that begins with https://

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Tips to prevent Internet Fraud and Identity Theft

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